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"My credit score was 548 and I still got approved for $1,500. LoanBasix really does work for bad credit. Funds were in my account by morning."
Borrow $500–$5,000 and repay on a set schedule with fixed monthly payments. No credit check, no paperwork — apply in 2 minutes and get funded as soon as tomorrow.
From application to deposit in under 24 hours. Clear term length and fixed payments — no surprises.
Money deposited directly to your bank account, often by the next business day.
Receive an instant decision with a personalized installment loan offer — APR, term, and payment amount spelled out.
Answer a few quick questions. No credit check. No paperwork uploads. All credit scores considered.
Fixed payments · No credit check
Congratulations, Alex. Here's your personalized offer.
Move the sliders to see how term length affects your installment loan payment in real time.
Estimated Monthly Payment
for 12 months
*Representative APR. Actual rate depends on creditworthiness, loan amount, term, and state of residence. Calculator is for illustration only and is not a loan offer.
"My credit score was 548 and I still got approved for $1,500. LoanBasix really does work for bad credit. Funds were in my account by morning."
"Thought my credit score would be a problem. It wasn't. Super easy process, fixed monthly payment I could plan around, transparent about the fees from the start."
"No hidden fees, no confusing terms. Got the installment loan I needed without the runaround — same payment every month. Will absolutely use again."
"Applied on a Sunday night and had the money by Monday afternoon. I was honestly shocked how fast the installment loan process was."
"Customer service was incredible. They walked me through the installment loan options and I never felt pressured. Great for budgeting."
Installment loan costs — no surprises, no fine print.
| Loan Amount | Term | APR | Est. Fee* | Monthly Payment | Total of Payments |
|---|---|---|---|---|---|
| $500 | 6 months | 24.99% | $25 | $89 | $534 |
| $1,000 | 12 months | 18.23% | $80 | $92 | $1,104 |
| $2,500 | 18 months | 26.99% | $200 | $167 | $3,006 |
| $5,000 | 24 months | 35.99% | $400 | $295 | $7,080 |
* "Estimated Fee" reflects a representative origination or arrangement fee where applicable. Not all lenders charge fees. These examples are for illustration only and may not reflect your offer. Availability varies by state.
An installment loan is money you borrow once and pay back over time in equal (or scheduled) payments until the balance is paid off. Unlike revolving credit, you know your payoff date up front. LoanBasix helps you find online installment loans from $500 to $5,000 with terms that fit your budget — often with funding as soon as the next business day.
Many people use installment loans for emergencies, car repairs, medical bills, or debt consolidation. The main benefit is predictability: you agree to a loan amount, an APR range for your offer, a repayment period, and a payment schedule so you can plan your monthly cash flow.
Through LoanBasix there is no credit check required to submit your request and see whether a lender wants to work with you. The short form takes about two minutes on any device.
Each payment typically covers interest plus a portion of principal. Early in the loan, more of the payment may go to interest; later, more goes to principal — that is normal amortization. Our on-page calculator helps you estimate a monthly payment before you apply, so you can compare amounts and terms side by side.
You may qualify if you:
Credit history varies by lender; LoanBasix connects you with a network that considers many factors, not only a single score.
Installment products are structured around multiple payments over months, which can make larger amounts easier to manage than a single full repayment date. Always read your lender's agreement for your exact APR, fees, and payment dates before you accept.
Whether you need a small installment loan or closer to the maximum, LoanBasix is built to make the first step simple. Start with the form above when you are ready.
Takes 2 minutes. No credit check. Funds as soon as tomorrow.
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